Indian Freelancer Tax Calculator
Compare all 4 regimes — Old Regime, New Regime, and both with Section 44ADA presumptive taxation — and see exactly which one saves you the most.
Financial Year
Your Age Group (affects old-regime exemption)
Income
Total revenue from all freelance work (FY 2025-26)
From a job/employer — std deduction (₹50K/₹75K) auto-applied
Determines 44ADA eligibility (Section 44AA)
Internet, laptop, software, rent (old regime actual only)
Deductions (old regime only — ignored in new regime)
PPF, ELSS, LIC, EPF, home loan principal
Self ₹25K + parents ₹50K = max ₹75,000
80G donations, 80TTA savings interest (max ₹10K), HRA
Enter your income above — results appear instantly, no button needed.
Which regime is right for you?
New Regime
No deductions, lower slab rates. Best if you have few investments or eligible expenses. Budget 2025: zero tax up to ₹12L income.
Best for: low-expense freelancersOld Regime
Allows 80C, 80D, actual expenses. Best if you invest heavily in PPF/ELSS or have significant business expenses.
Best for: high-investment freelancersSection 44ADA
50% of gross receipts = deemed income. No books required. Available to IT, legal, medical, engineering and other Section 44AA professions.
Best for: professionals below ₹75L44ADA + Old Regime
Combines presumptive 50% income with old-regime deductions (80C, 80D). Often the best combo for freelancers with insurance and PF investments.
Often the best overall